The Kisan Credit Card KCC scheme was introduced in for issue of Kisan Credit Cards to farmers on the basis of their holdings for uniform adoption by the banks so that farmers may use them to readily purchase agriculture inputs such as seeds, fertilizers, pesticides etc. The scheme was further extended for the investment credit requirement of farmers viz. The scheme was further revisited in by a working Group under the Chairmanship of Shri T. The scheme provides broad guidelines to banks for operationalizing the KCC scheme. The Kisan Credit Card scheme aims at providing adequate and timely credit support from the banking system under a single window with flexible and simplified procedure to the farmers for their cultivation and other needs as indicated below:. Illustration I. It is assumed that the farmer adopts the same cropping pattern for the succeeding four years. In case the cropping pattern adopted by the farmer is changed in the subsequent year, the limit may be reworked. The term loan for investment is to be made towards land development, minor irrigation, purchase of farm equipment and allied agricultural activities.
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